Category Archives: Mortgage

Real Estate sales improving

For the third consecutive month, home sales across the United States rose in the month of December 2011.  Homes sold at an annual rate of 4.61 million.  Up 5.0 percent from November and 3.6 percent from December a year prior.  … Continue reading

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Closing costs

As a buyer of real estate, we all want to know all the components of what we are buying or really paying for.  In all real estate transactions, there is a closing cost.  The closing costs are an accumulation of … Continue reading

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Foreclosures climb

Nation wide foreclosure rights continue to climb.  Roughly 11 million home owners remain underwater on their mortgages and are prime victims of future foreclosures to come.  At least eight percent of those individuals are in serious trouble and will face … Continue reading

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What Your Score Gets You

Taking care of your credit is so important for several reasons. Specially if wanting to buy a home. Your credit score is one of the factors that will determine your mortgage loan interest rate. The better your score, the better … Continue reading

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Mortgage Rate Discrepancy

There is currently a huge difference between advertised mortgage rates and what is actually being offered by banks.  We all see those great mortgage rates at 4% and as low as 3.75% for a fixed 30 year loan but when … Continue reading

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